Retire Your Way Dream it, plan it, live it.

Who is Colva Capital?

Colva Capital helps high net worth individuals and business owners create tax-efficient retirement and exit planning solutions.

High net worth retirees and business owners face a variety of issues prior to retiring---namely the need to have reliable sources of income after retiring and to minimize the taxes on that income.

We show our clients how to turn volatile income streams into guaranteed lifetime income streams in retirement for the rest of their lives through our Colva Bucket Approach.

And on top of this, we help our clients lower their income tax liabilities so that they keep most of their hard-earned income for themselves.

Rajiv Rebello Principal and Chief Actuary

Rajiv creates tailored retirement and estate planning solutions focused on minimizing exposure to market downturns and minimizing income tax liabilities.

A long-time advocate for education, Rajiv has spent the last 20 years educating retirees on how to get the maximum benefit from their retirement and estate plans.

Rajiv uses his experience as an actuary and his understanding of longevity risk to help clients reduce the risk of outliving their retirement portfolio.

His work has been featured on Michael Kitces’ Nerd’s Eye View, Advisor Perspectives, Alpha Architect, the American College of Financial Services, CalCPA, the National Association of Estate Planners and Councils (NAEPC), and more.

An extensive writer, Rajiv has two Substacks that explore both his professional and personal passions.
On the professional side he writes a Substack called “Separating Value From Bias” that goes into depth on how client’s biases and preconceived notions get in the way from clients getting the full value from retirement planning.

On the personal side he writes a Substack called “Loving Through Pain” that explores how deeply we’re able to feel and experience the losses in our lives help us to love those around us more completely.

COMPLIMENTARY EBOOK: What Financial Challenges Will You Face?

The world of retirement is changing — especially how we fund it. Many find themselves questioning when, or if, they will be able to retire. Our free, 8-page guide will help you get a head start on your retirement planning by showing you:

How an experienced financial professional can address your “what-ifs” about retirement — and then help you figure out how to address them.
How the average person spent $146 a year on health care in 1960 compared to the average cost today.
How to ask the right questions about retirement, including: How do I make my money last?

Download your free retirement guide now and take the first step toward taking control of your financial future.

Guarantees and protections provided by insurance products, including annuities, are backed by the financial strength and claims-paying ability of the issuing insurance carrier. Annuities are not bank or FDIC insured.

Attend Our Upcoming Event

We host an array of events throughout the year designed to help you get to know us — and all we offer — better. We’d love to meet you and help you feel more confident in your journey.